What permissions do you need and why?

Camera - To take images of documents to make KYC verification a completely online process

Media/File - Image already taken of financial documents can be uploaded directly from your files

SMS - SMS allows us to read the SMS sent by us to give you a smooth experience. We comply with all regulations set aside by Android/iOS to read SMS and we only read SMS that is sent by us to you. 

You always have the right to revoke/allow any permission as per your comfort level.