What is the minimum contribution criteria under NPS?

A subscriber is required to make an initial contribution (minimum of Rs. 500 for Tier I and a minimum of Rs. 1000 for Tier II) at the time of registration.

Subsequently, a subscriber can make a contribution subject to the following conditions:

Tier I:

  1. Minimum amount per contribution - Rs. 500

  2. Minimum contribution per financial year - Rs. 1,000

  3. Minimum number of contributions in a financial year – 1

Over and above the mandated limit of a minimum of one contribution in Tier I, a subscriber may decide on the frequency of the contributions across the year as per his/ her convenience.

Tier II:

  1. Minimum amount per contribution - Rs. 250

  2. No minimum balance required

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